Oct 03
Privacy Policy
What This Privacy Policy Covers
This policy covers how fme8.com treats personal information that fme8.com collects and receives, including information related to your past use of fme8.com products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
This policy does not apply to the practices of companies that fme8.com does not own or control, or to people that fme8.com does not employ or manage. In addition, some companies that fme8.com has acquired have their own, preexisting privacy policies which may be viewed on our acquired companies page.
fme8.com participates in the Safe Harbor program developed by the U.S. Department of Commerce and the European Union. To view our certification, visit the U.S. Department of Commerce’s Safe Harbor Web site. For more information about fme8.com’s participation in the Safe Harbor program, please visit our Safe Harbor details page.
Information Collection and Use
General
fme8.com collects personal information when you register with fme8.com, when you use fme8.com products or services, when you visit fme8.com pages or the pages of certain fme8.com partners, and when you enter promotions or sweepstakes. fme8.com may combine information about you that we have with information we obtain from business partners or other companies.
When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with fme8.com and sign in to our services, you are not anonymous to us.
fme8.com collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
fme8.com automatically receives and records information from your computer and browser, including your IP address, fme8.com cookie information, software and hardware attributes, and the page you request.
fme8.com uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
Children
When a child under age 13 attempts to register with fme8.com, we ask the child to have a parent or guardian create a fme8.com Family Account to obtain parental permission.
fme8.com does not contact children under age 13 about special offers or for marketing purposes without a parent’s permission.
fme8.com does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.
Information Sharing and Disclosure
fme8.com does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:
We provide the information to trusted partners who work on behalf of or with fme8.com under confidentiality agreements. These companies may use your personal information to help fme8.com communicate with you about offers from fme8.com and our marketing partners. However, these companies do not have any independent right to share this information.
We have a parent’s permission to share the information if the user is a child under age 13. Parents have the option of allowing fme8.com to collect and use their child’s information without consenting to fme8.com sharing of this information with people and companies who may use this information for their own purposes.
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of fme8.com’s terms of use, or as otherwise required by law.
We transfer information about you if fme8.com is acquired by or merged with another company. In this event, fme8.com will notify you before information about you is transferred and becomes subject to a different privacy policy.
fme8.com displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.
fme8.com does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
fme8.com advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
fme8.com works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you’ve requested please read our detailed reference links.
Cookies
fme8.com may set and access fme8.com cookies on your computer.
fme8.com lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to fme8.com’s cookies.
fme8.com uses web beacons to access fme8.com cookies inside and outside our network of web sites and in connection with fme8.com products and services.
Your Ability to Edit and Delete Your Account Information and Preferences
General
You can edit your fme8.com Account Information, including your marketing preferences, at any time.
New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
We reserve the right to send you certain communications relating to the fme8.com service, such as service announcements, administrative messages and the fme8.com Newsletter, that are considered part of your fme8.com account, without offering you the opportunity to opt out of receiving them.
You can delete your fme8.com account by visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted.
Children
Parents can review, edit, and delete information relating to their child’s fme8.com account using tools offered by fme8.com Family Accounts.
If a parent chooses not to allow us to further collect or use a child’s information, parents enrolled in fme8.com Family Accounts can delete their child’s account by signing into that child’s account and then visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted.
Confidentiality and Security
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.
To learn more about security, including the security steps we have taken and security steps you can take, please read Security at fme8.com.
Changes to this Privacy Policy
fme8.com may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your fme8.com account or by placing a prominent notice on our site.
Questions and Suggestions
fme8.com is TRUSTe-certified. This certification applies to all English-language sites under the fme8.com domain. If you feel that your inquiry has not been satisfactorily addressed, you should contact TRUSTe, an independent privacy organization. TRUSTe serves as a liaison with fme8.com to resolve your concern.
If you have questions or suggestions, please complete a feedback form or you can contact us at:
fme8.com
